Strand

About us

Our Clients

Medium
Medium clients are mostly in manufacturing, agriculture or retail sectors. The type of business where shareholders are not normally involved in the day to day running of the business themselves, but employ management to do so.

Small
The typical owner-managed or family owned business; be that a farming operation, professional practice or one or other tourism operation.

Individuals
These clients range from the young to retired. Whether self-employed, working for a salary, or running a business across a wide range of industries and trades.

Our People

At BVSA Strand, we try our best to employ,
train and retain the best staff possible. Our employees include qualified
chartered accountants, university graduates and many of them with years of
experience in the industry. We are an equal opportunity employer and do not
hesitate to employ people from all walks of life, if they meet our requirements
for ability, ambition, and integrity. Our staff members have both the academic
qualifications as well as the experience to properly do the job they are hired
for.

Industries

Agriculture

The agricultural activities in the geographical area in which we operate cannot be underestimated. A lot of our clients have ties with farming and agricultural related operations. Most of these enterprises deliver products or services to farmers.

Farming

South Africa is well known for its farming operations; be that fruit, wine, wheat, barley, canola, dairy, cattle, sheep or ostrich farming. We like to think that we have excellent knowledge within the BVSA Group to advise clients involved in farming.

Non-profit organisations

We service a lot of churches, schools and other non-profit organisations, normally at a special discounted rate. In many instances, our staff members are actively involved with the management and giving advice to these organisations free of charge and in their private time. We see this as playing our part in community service.

Tourism

The importance of tourism in the areas we operate in, is on the increase. We know the impact the industry is already having, and will have, in future. We are therefore focused on servicing our clients involved in tourism, whether that be game lodges, guest houses, hotels, restaurants or travel agents and many more.

Manufacturing

The manufacturing industry will always be a key economic activity in any area. Normally they're the big job creators, many times within the unskilled labour market. Our clients vary from small owner-managed operations to big factories.

Retail

Covering a wide range of clients involved in the retail market, all varying in product and service. In the process, we also service clients with well-known brand names across the retail sector.

Professional practices

Architects, doctors, dentists, lawyers, physiotherapists and vets varying from one man to incorporated practices are all part of our client base.

Services

Life Insurance

Ensuring your family's financial security after you pass is a top priority for most of us. It is important to ensure that you are paying the correct amount for the type and amount of cover you need.

Life- and disability cover and protecting your income is becoming trickier due to advancement in medical technology, more illnesses and viruses etc. This leads to clauses, addendums and terms and conditions in your policy. The worst possible situation you can be in is to find out that the policy won't pay out because there was an exclusion of some or other kind.

Avoid this by speaking to our team of advisors at BVSA Strand. We specialize in these kinds of policies. Not only will we ensure that your loved ones are well looked after, we can also assist with liquidity in an estate, securing of finance and above all assure that you have peace of mind.

Investments

BVSA professionals are fully equipped to manage a client's total portfolio and advise on the necessary adjustments to ensure long term and sustainable growth in wealth.
We can assist with:

  • Share portfolio (offshore and local).
  • Retirement planning.
  • Already retired or retiring soon and need advice on investing / managing your pension.
  • Financial planning.
  • Saving for your children's education.
  • Investment in unit trusts, retirement annuities, living annuities.
  • Succession planning regarding trusts.
  • Tax planning.

Fiduciary

BVSA Strand places great emphasis on the financial well-being of his individual clients. We believe in proper planning and creating the right structures to maximize wealth creation.

To achieve the above, we do estate planning and draw up wills, or assist in doing so. If so required by the client, we will act as executor in the estate.

We will also assist with the setting up of a trust and the administration thereof, including correspondence with the Masters office. If a client asks us to, we will act as an independent trustee.

Medical aid

We all know the trauma and emotional stress that comes with sickness or needing an operation. Make sure that you don't add financial stress to the situation.

BVSA Heidelberg help clients to be well informed on what they are covered for.  Our department are extremely efficient in claims processing, getting hospital clearance and ensuring that you and your family receive the best service.

Short Term Insurance

Insurance is something most people grudge paying for. At BVSA we look after our clients’ insurance, ensuring that claims get paid efficiently and that the client was covered correctly in the first place avoiding any disappointments or delays. Life is short and time is precious, make sure that somebody else does this kind of work for you.

Estates

Ensuring that an estate pays minimum estate duty tax and will have enough cash to be able to pay all beneficiaries and creditors is very important. We assist with effective and efficient planning so that the estate duty payable can be minimized and the loved ones that our client leave behind can be well looked after.

Employee Benefits

We assist companies to setup a pension fund for employees that include life, disability and education cover.

Contact

T +27 21 853 2585
F +27 21 853 8653
E anton@bvfd.co.za

Physical Address

Property 1
60 Fagan Street
Strand
7140

Postal Address

PO Box 277
Strand
7139

Lewensversekering

Vir die meeste van ons is dit 'n top prioriteit om te verseker dat ons familie goed versorg is na ons afsterwe. Om seker te maak dat jy die regte bedrag betaal vir die tipe en bedrag van dekking wat jy nodig het is baie belangrik.

Lewens- en ongeskiktheidsdekking en ook om jou inkomste te beskerm word by die dag meer uitdagend as gevolg van vooruitgang in mediese tegnologie, meer siektes en virusse ens. Wat lei tot klousules, addendums en terme en voorwaardes in jou polis. Die ergste denkbare situasie waarin jy jou kan bevind is om uit te vind dat jou polis nie gaan uitbetaal nie omdat daar die een of ander uitsluiting is.

Raadpleeg gerus ons BVSA Strand adviseurs om bogenoemde situasies te verhoed. Ons help graag om nie net te verseker dat kliënte se familie versorg is met hul afsterwe nie, maar help ook met likwiditeit in 'n boedel, beskerming van finansies en bo alles gee dit jou rus vir jou siel.

Beleggings

Ons BVSA professionele span is ten volle toegerus om na 'n kliënt se volledige portefeulje om te sien en advies te gee oor die nodige aanpassings om langtermyn en volhoubare groei van welvaart vir die kliënt te verseker.

  • Aandeleportefeulje (buitelands en binnelands).
  • Aftreebeplanning.
  • Reeds afgetree of gaan binnekort aftree en benodig raad rakende beleggings en die bestuur van u pensioen.
  • Finansiële beplanning.
  • Spaar vir u kinders se opvoeding.
  • Belegging in effektetrusts, aftree annuïteite, lewende annuïteite.
  • Opvolgingbeplanning van toepassing op trusts.
  • Belastingbeplanning.

Fidusiêr

BVSA Strand plaas groot klem op die finansiële welstand van sy individuele kliënte. Ons glo in behoorlike beplanning, asook in die skep van die regte strukture, sodat welvaartskepping gemaksimeer kan word.

Ten einde die bogenoemde te bereik, doen ons boedel beplanning en stel testamente op, of help in die uitvoer daarvan.

Ons sal ook hulp verleen met die oprigting van 'n trust en die administrasie daarvan, insluitend korrespondensie met die Meester van die Hooggeregshof se kantore in die onderskeie provinsies. Indien 'n kliënt ons vra, sal ons optree as 'n onafhanklike trustee.

Mediesefond

Ons is almal bewus van die trauma en emosionele stres wat gepaard gaan met siekte of die nodigheid van 'n operasie. Maak seker dat u nie finansiële stres by die situasie las nie.

BVSA Heidelberg help kliënte om goed ingelig te wees oor presies waarvoor hulle gedek is. Verder is ons departement ook effektief in die prosessering van eise, om hospitaal toelating te verkry en te verseker dat jy en jou familie die beste diens kry.

Korttermynversekering

Versekering is vir die meeste mense iets waarvoor hul swaar betaal. By BVSA sal ons na elke kliënt se versekering omsien, om sodoende te verseker dat eise effektief uitbetaal word en die kliënt in die eerste plek korrek verseker is. Dit verhoed enige teleurstelling of oponthoud met eise. Die lewe is kort en tyd is kosbaar, maak seker dat iemand anders die tydrowende werk vir jou doen.

Boedelbeplanning

Om seker te maak ‘n boedel betaal die minimum boedelbelasting en dat daar genoeg kontant beskikbaar is in die boedel om begunstigdes en krediteure te betaal is baie belangrik. Ons help graag met effektiewe en doeltreffende beplanning, sodat boedelbelasting geminimaliseer word en die geliefdes wat ons kliënt agterlaat goed versorg word.

Werknemersvoordele

Ons help maatskappye om hul eie fondse stig onder andere 'n pensioenfonds vir jou werknemers, wat moontlik lewens-, ongeskiktheids- en opvoedingsdekking insluit.

Kontak

T +27 21 853 2585
F +27 21 853 8653
E anton@bvfd.co.za

Fisiese adres

Property 1
60 Fagan Street
Strand
7140

Posadres

Posbus 277
Strand
7139